
Edgewood College Sports Medicine
1000 Edgewood College Drive
Madison, WI 53711-1997
(608) 663-3326 Fax: (608) 663-3405
Medical Clearance Packet
(Deadline: Submit by August 1st)
Attention: This document does not save unfinished
information. Please look over the document prior to completing the form to make
sure that you have all of the information that is required.
ALL FORMS MUST BE COMPLETED AND ON FILE WITH EDGEWOOD COLLEGE SPORTS MEDICINE
PRIOR TO PARTICIPATION IN THE INTERCOLLEGIATE ATHLETICS PROGRAM.
PLEASE READ AND COMPLETE ALL SECTIONS CAREFULLY.
Insurance Requirement
All Edgewood College student-athletes are required to have medical insurance that covers injuries sustained in intercollegiate athletics prior to participating in an athletic program at Edgewood College. This coverage may be through the individual student-athlete or their parent/guardian. A copy of both sides of the insurance card must accompany the confirmation page prior to the student-athlete beginning practice or competition at Edgewood College.
When researching insurance companies about health insurance you should make sure that the policy will cover injuries sustained while participating in intercollegiate athletics; as many do not. If your insurance does not cover intercollegiate athletic participation, Edgewood Colleges' secondary insurance policy will not cover incurred expenses. It is your responsibility to check your insurance coverage and make sure that it covers injuries incurred while participating in intercollegiate athletics.
Secondary Insurance Coverage
Edgewood College provides secondary insurance coverage for its student-athletes. Please visit the Edgewood College Sports Medicine’s web site (http://www.edgewoodcollegeeagles.com/info/sportsmedicine/secondary_insurance.asp) for frequently asked questions regarding Edgewood’s secondary insurance coverage. Please contact Edgewood College Sports Medicine at 608-663-3326 ( bhoefer@edgewood.edu )with any further questions or concerns.
NCAA Catastrophic Insurance Policy
The NCAA Catastrophic Injury Insurance Program covers student-athletes who are catastrophically injured while participating in a covered intercollegiate athletic activity (subject to all policy terms and conditions). The policy has a $75,000 deductible. This coverage does not qualify as the basic coverage required for participation in athletics at Edgewood College. It is supplemental coverage in the event of a catastrophic injury. More information on the program can be found on the NCAA's web-site at www.ncaa.org
Claim Procedure
Athletic injuries do occur and we provide our student-athletes with the very best possible care. Medical bills may be incurred when the student-athlete is treated for injuries, whether it is locally, during a road trip, or by a medical vendor in his/her own home area.
Primary Insurance Coverage: The policy that the student-athlete is covered under to participate in intercollegiate athletics is the primary policy and all medicals bills will be submitted to that insurance provider before being submitted to the secondary insurance policy.
Secondary Insurance Coverage: The secondary insurance policy at Edgewood College provides coverage for your son/daughter for athletic injuries while participating in the play or official team practice of intercollegiate sports, including authorized and sponsored team travel. This policy will cover remaining expenses from an injury that would normally be the policy holders responsibility (subject to all policy terms and conditions).
Claim Procedure: All medical bills for your son/daughter incurred as a result of participation in the intercollegiate athletics program will be sent directly to your son/daughter or home address. In some cases, Edgewood College may get a copy of the bill, but in no case will Edgewood College be the primary place for the incurred bill to be sent.
A. SUBMIT THE BILLS INCURRED TO YOUR FAMILY, EMPLOYER GROUP COVERAGE OR PLANS
FIRST. THEY WILL DO ONE OF TWO THINGS:
1. Honor the claim and pay all or a portion of the bills incurred.
2. Not honor the claim and send you a letter of denial.
B. IF THERE REMAINS A BALANCE AFTER YOUR FAMILY, EMPLOYER GROUP INSURANCE OR
PLAN HAS CONTRIBUTED TOWARDS THE CLAIM; send the Explanation of Benefits (EOB)
and a copy of the itemized bills incurred to Edgewood College Sports Medicine
(fax- 608-663-3405).
If you receive a letter of denial from your family, employer group insurance or
plan administrator, send the letter of denial and a copy of the bills incurred
to Edgewood College Sports Medicine.
C. If the bills incurred and not paid by the primary insurance carrier are large
enough to meet the secondary insurance deductible ($250), the claim will be sent to Edgewood College’s secondary insurance carrier
– Mutual of Omaha Insurance Company. If they need any additional information, please cooperate
with them and they will process the claim in the least possible amount of time.
It is in your best interest to have the claim settled promptly since all bills
incurred are in your name.
D.
Edgewood College’s insurance policy is a SECONDARY COVERAGE POLICY. IT GOES
INTO EFFECT ONLY AFTER THE STUDENT-ATHLETE’S PRIMARY INSURANCE HAS BEEN
UTILIZED.
E. EXPENSES MUST BE INCURRED WITHIN 52 WEEKS OF THE INITIAL INJURY DATE.
PLEASE NOTE: If the primary insurance coverage is through a HMO (Health
Maintenance Organization) or PPO (Preferred Provider Organization) you must
follow the proper procedures required by your individual plan in order for
Edgewood’s insurance to satisfactorily complete its portion of the claim. This
is especially important if your insurance requires pre-authorization to have your
son/daughter treated out of your plan’s service area or by a specialist (i.e.
orthopedic, cardiologist, etc).
Insurance Information
Many insurance companies require that subscribers follow specific instructions and procedures when scheduling medical appointments. These procedures must be followed for the insurance companies to pay incurred expenses. Edgewood College Sports Medicine needs to be familiar with the specific policies of your individual insurance company. Please complete the information below as completely as possible.
Please complete this form no matter what type of medical insurance you have (HMO, PPO, private, etc.).